Liabilities Meaning in Bengali

Understanding financial terms can sometimes feel like navigating a maze, especially when dealing with translations between languages. In the world of business and accounting, the concept of “liabilities” is fundamental. This term often appears on balance sheets, financial statements, and business discussions. However, for Bengali speakers, grasping the true meaning of liabilities requires a clear and concise explanation in their native language. This blog post aims to bridge that gap. We will delve into the meaning of “Liabilities Meaning in Bengali,” providing a comprehensive understanding of the term with practical examples, synonyms, antonyms, and even related phrases and idioms. By the end, you’ll have a solid grasp of what liabilities are and how they impact businesses and individuals.

Table of Contents

The most straightforward translation of “liabilities” in Bengali is “দায়” (Daay) or “দেনা” (Dena). These words encapsulate the essence of liabilities, which are essentially obligations or debts that a person or entity owes to others. In financial contexts, liabilities represent future sacrifices of economic benefits that an entity is presently obliged to make to other entities as a result of past transactions or other¹ past events. Understanding the nuances of “Daay” or “Dena” in different financial scenarios is crucial for anyone involved in business or finance in the Bengali-speaking world.

Liabilities অর্থ কি?

Liabilities শব্দটির অর্থ হল দায় অথবা দেনা। সহজ ভাষায়, এটি হল এমন কিছু যা আপনাকে পরিশোধ করতে হবে। Liabilities শব্দটি ‘liability’ শব্দের বহুবচন। ব্যক্তি বা প্রতিষ্ঠানের ক্ষেত্রে, liabilities বলতে বোঝায় ঋণ, প্রদেয় হিসাব, প্রদেয় কর, প্রদেয় বেতন, বন্ধকী ঋণ, অগ্রিম গৃহীত অর্থ, ইত্যাদি।

Liability শব্দটির উচ্চারণ হল ‘লায়েবিলিটি’।

ব্যবসায়িক ক্ষেত্রে, liabilities ব্যালেন্স শিটের একটি গুরুত্বপূর্ণ অংশ। ব্যালেন্স শিটের ডান পাশে liabilities গুলো লেখা থাকে। Liabilities গুলো প্রতিষ্ঠানের আর্থিক বাধ্যবাধকতা নির্দেশ করে।

উদাহরণস্বরূপ, যদি কোন প্রতিষ্ঠান ব্যাংক থেকে ঋণ নেয়, তাহলে সেই ঋণটি প্রতিষ্ঠানের জন্য একটি liability বা দায় হিসেবে বিবেচিত হবে। কারণ, প্রতিষ্ঠানটিকে ভবিষ্যতে ঋণের অর্থ সুদ সহ পরিশোধ করতে হবে।

আশা করি, এই ব্যাখ্যাটি আপনাদের কাছে “Liabilities” শব্দটির অর্থ বুঝতে সাহায্য করবে।

Examples

Let’s look at some concrete examples to illustrate the “Liabilities Meaning in Bengali” in different contexts:

Business Loan (ব্যবসায়িক ঋণ – Byabshayik Rin): If a company takes a loan from a bank, that loan is a liability. The company is obligated to repay the loan with interest over a specified period. In Bengali, this would be considered a “Daay” for the business.
Accounts Payable (প্রদেয় হিসাব – Prodeyo Hisab): When a business purchases goods or services on credit, it creates accounts payable. This is a liability because the business owes money to its suppliers. This is a common type of “Dena” in business operations.
Unpaid Salaries (অপ্রদত্ত বেতন – Oprodotto Beton): Salaries that are owed to employees but haven’t been paid yet are considered liabilities. The company has an obligation to pay its employees for their work.
Mortgage Payable (বন্ধকী প্রদেয় – Bondhoki Prodeyo): If an individual or a business has a mortgage on a property, the outstanding mortgage amount is a liability. They are obligated to make regular mortgage payments.
Taxes Payable (প্রদেয় কর – Prodeyo Kor): Taxes that are due but haven’t been paid yet, such as income tax or sales tax, are liabilities.

Synonyms

Understanding synonyms can further clarify the “Liabilities Meaning in Bengali.” Here are some English synonyms for liabilities and their corresponding Bengali translations:

Debts (ঋণ – Rin): This is a direct synonym, representing money owed.
Obligations (বাধ্যবাধকতা – Badhyabadhokota): This emphasizes the mandatory nature of liabilities.
Commitments (প্রতিশ্রুতি – Protishruti): This highlights the promises made that must be fulfilled.
Dues (পাওনা – Paona): This term is often used in the context of membership fees or subscriptions that are owed.
Financial Burdens (আর্থিক বোঝা – Arthik Bojha): This phrase emphasizes the weight that liabilities can place on an individual or entity.

Antonyms

Looking at antonyms helps us understand what liabilities are not. Here are some antonyms for liabilities with their Bengali translations:

Assets (সম্পদ – Sompod): Assets are things of value owned by an individual or entity. This is the direct opposite of liabilities.
Equity (মালিকানা – Malikana): This represents the owner’s stake in a business after liabilities are subtracted from assets.
Income (আয় – Aay): This refers to the money earned, which is the opposite of a liability, an amount to be paid out.
Profit (লাভ – Labh): This is the financial gain, the opposite of a liability.

Phrases and Idioms

While there aren’t specific idioms directly related to “Liabilities Meaning in Bengali,” there are phrases that often accompany discussions about liabilities:

“To incur liabilities” (দায় বহন করা – Daay Bohon Kora): This means to take on new debts or obligations.
“To settle liabilities” (দেনা পরিশোধ করা – Dena Porishodh Kora): This means to pay off debts.
“To be burdened with liabilities” (দায়ের ভারে জর্জরিত – Daayer Bhare Jorjorito): This describes a situation where someone has excessive debts.
“Current Liabilities” (চলতি দায় – Cholti Daay): Liabilities that are due within one year.
“Long-term Liabilities” (দীর্ঘমেয়াদী দায় – Dirghomyadi Daay): Liabilities that are due after one year.

Uses

The term “liabilities” is used extensively in various financial contexts:

Balance Sheet: Liabilities are a crucial component of a balance sheet, representing a company’s financial obligations. The other two components are assets and equity.
Financial Statements: Liabilities are reported on various financial statements, providing insights into a company’s financial health.
Loan Applications: When applying for a loan, individuals and businesses must disclose their existing liabilities.
Business Valuation: Liabilities are considered when determining the value of a business.
Creditworthiness: A person’s or company’s liabilities play a significant role in determining their creditworthiness.
Personal Finance: In personal finance, managing liabilities, such as credit card debt or student loans, is crucial for financial well-being.
Tax Filings: Businesses need to account for their tax liabilities when filing their taxes.

Conclusion

Understanding the “Liabilities Meaning in Bengali” is essential for anyone involved in finance, business, or even personal financial management in the Bengali-speaking world. “দায়” (Daay) or “দেনা” (Dena) are not just words; they represent financial obligations that impact individuals and organizations. By grasping the concept of liabilities, along with their examples, synonyms, antonyms, and uses, you are better equipped to navigate the complexities of the financial landscape. Remember that managing liabilities effectively is a cornerstone of financial stability and success. This knowledge provides a strong foundation for informed financial decision-making, whether you are running a business, managing personal finances, or simply seeking to understand financial reports.